tax strategies

Roth IRA Income Limits 2025: Rules, Calculations & Smart Strategies

Complete guide to 2024 Roth IRA income limits with phase-out ranges, MAGI calculations, solutions for high earners, and mistakes to avoid. Learn backdoor Roth strategies and penalty prevention.

Capital Gains Tax Explained: 2025 Rates, Strategies & How to Reduce Your Bill

A plain-English guide to capital gains tax, covering 2024 rates, short-term vs long-term differences, legal tax-saving strategies, and real-life examples. Learn how to calculate and minimize your investment taxes.

Convert 401k to Roth IRA: Step-by-Step Guide with Tax Strategies

Complete guide to converting 401k to Roth IRA including step-by-step instructions, tax implications, eligibility rules, and common mistakes to avoid. Learn strategies to minimize taxes.

Net Investment Income Tax 2025 Guide: Thresholds, Calculations & Avoidance Strategies

Comprehensive guide to 2024 Net Investment Income Tax rules. Learn calculation methods, updated thresholds, proven reduction strategies, and common pitfalls to avoid the 3.8% surtax on investments.