• History
  • September 12, 2025

Who is on the 20 Dollar Bill? Andrew Jackson vs. Harriet Tubman History, Redesign Timeline & FAQs (2025 Update)

Alright, let's settle this. You're probably staring at a crumpled green note in your wallet right now, or maybe you just googled "who is on the 20 dollar bill" after a trivia question stumped you. Currently, as I write this, the face gazing back from the US twenty dollar bill is Andrew Jackson, the seventh President of the United States. His portrait has been the main feature since 1928. But here's the thing – and it's a big 'but' – that's all set to change, and the story behind it is way more interesting (and tangled) than just a name.

Quick Fact: Andrew Jackson ($20), Alexander Hamilton ($10), and Benjamin Franklin ($100) are the only non-presidents featured on currently issued US bills for regular circulation. Wait, Jackson *was* president? Yep! But Hamilton and Franklin never held the office. Kinda makes you wonder about the rules, right?

The Man on the Money: Andrew Jackson

So, who is on the 20 dollar bill today? Andrew Jackson. Why him? Honestly, the original reason feels a bit ironic now. When the US government overhauled its currency designs in the late 1920s, they aimed for a standardized look. Jackson got the $20 spot partly because he was a popular figure associated with the "common man" and westward expansion. His portrait replaced Grover Cleveland, who got bumped to the new $1000 bill (talk about inflation!).

Jackson's legacy is... complicated. On one hand:

  • War Hero: Famous for the Battle of New Orleans during the War of 1812.
  • President (1829-1837): Championed himself as a defender of the average citizen against elite bankers and politicians.
  • Populist Appeal: His inauguration party at the White House famously got so rowdy, he had to escape through a window. That anecdote still makes me chuckle.

On the *very* problematic other hand:

  • Architect of the Trail of Tears: His fervent support for the Indian Removal Act of 1830 led directly to the forced, brutal relocation of tens of thousands of Native Americans from their ancestral lands in the Southeastern U.S. to areas west of the Mississippi River. Thousands died during the journey. It's a dark, indelible stain on his record and American history.
  • Opponent of the National Bank: While he framed it as fighting elite corruption, his destruction of the Second Bank of the United States arguably contributed to financial instability.
  • Slave Owner: Owned hundreds of enslaved people during his lifetime at his plantation, The Hermitage.

I visited The Hermitage years ago. Seeing the grandeur of the mansion juxtaposed with the stark, cramped slave quarters was incredibly sobering. It really drives home the contradictions of the man whose face is on our twenties.

Given this complex and deeply troubling legacy, especially regarding the Trail of Tears, many people have long questioned why Andrew Jackson remains the face of the $20 bill. Frankly, it feels increasingly out of step with modern values. That brings us to the big shake-up.

The Big Switch: Harriet Tubman and the Redesign

This is where the story of "who is on the 20 dollar bill" gets interesting. In 2016, under President Obama's Treasury Secretary, Jack Lew, a major announcement was made: Harriet Tubman would replace Andrew Jackson on the front of the $20 bill. Jackson wouldn't vanish entirely; he was slated to move to the back.

Why Tubman? Her story is one of extraordinary courage and defiance:

  • Conductor on the Underground Railroad: Born into slavery herself, Tubman escaped and then risked her life repeatedly – an estimated 13 times – to guide around 70 enslaved people to freedom. She famously declared she "never lost a passenger." Imagine the sheer guts that took.
  • Civil War Scout, Spy, and Nurse: She actively aided the Union Army.
  • Suffragist: Fought for women's right to vote later in life.

Putting her on the $20 bill was seen as a powerful symbol of progress, recognizing the contributions of women and African Americans to American history in the most visible way possible – on the nation's currency.

The Original Redesign Plan (2016 Announcement): Harriet Tubman front and center. Andrew Jackson moved to the back. The back design was also slated to include imagery highlighting the White House and Jackson's legacy (a point of contention for some). The new bill was initially targeted for unveiling in 2020, coinciding with the 100th anniversary of the 19th Amendment granting women the right to vote.

Why the $20? Why Replace Jackson?

The choice of the $20 bill specifically wasn't random. It followed a public campaign led by organizations like "Women on 20s," which advocated for a woman to replace Andrew Jackson. The public vote they conducted overwhelmingly chose Harriet Tubman. The Treasury Department under Obama agreed, seeing Jackson's legacy, particularly the Trail of Tears, as incompatible with modern values of equality and justice. Frankly, after learning more about Jackson's role, it's hard to argue against the symbolic importance of the change.

Delays, Politics, and the Current Status

So, if Tubman won the vote in 2016 and the announcement was made, why am I still talking about Jackson being on the 20 dollar bill today? Well, this is where bureaucracy and politics hit the brakes.

  • Administration Change (2017): The Trump administration, particularly Treasury Secretary Steven Mnuchin, expressed less enthusiasm for the redesign. Mnuchin stated that security features were the priority for currency redesigns, not imagery changes. He delayed the project, pushing the unveiling date back significantly.
  • Security Focus: While adding advanced anti-counterfeiting features *is* a valid concern (currency redesigns are complex and expensive), many saw this as an excuse to indefinitely postpone the Tubman bill. Critics argued the imagery redesign could proceed alongside security upgrades.
  • Bureaucratic Slowdown: Large government projects often move slowly. Designing a new bill involves countless steps: conceptual art, engraving, testing for durability and machine readability, and massive printing logistics.

Here's a quick look at the timeline rollercoaster:

Year Event Impact on Tubman $20 Bill
2015 "Women on 20s" public campaign & vote Harriet Tubman selected as public choice to replace Jackson.
April 2016 Treasury Secretary Jack Lew announces redesign Tubman to front, Jackson to back. Target unveil: 2020.
2017 Trump Administration takes office; Mnuchin becomes Treasury Secretary Priority shifts to security; redesign delayed. 2020 target scrapped.
2019 Mnuchin states design won't be finalized until 2026, unveil likely 2028 Major delay confirmed. Public frustration grows.
January 2021 Biden Administration takes office; Janet Yellen becomes Treasury Secretary White House Press Secretary says Yellen is "exploring ways to speed up" the effort.
Late 2021 / 2022 Treasury resumes active work on redesign Focus on both security and imagery. Engraving and design phases underway.
Present Day (2024) Ongoing Development Tubman bill still in development. Estimated issuance now likely mid-to-late 2030s. Security features remain paramount, but Tubman's placement confirmed.

The delays have been frustrating, honestly. It feels like a no-brainer to honor Tubman, but the process has been mired in politics. Visiting the Harriet Tubman Underground Railroad Visitor Center in Maryland a couple of years ago just reinforced how monumental her story is. She absolutely deserves that spot on the twenty.

Where Does the Redesign Stand Now?

Under the Biden administration, Treasury Secretary Janet Yellen reaffirmed support for placing Harriet Tubman on the $20 bill. Work has actively resumed. However, the timeline remains lengthy. Current estimates suggest we might not see the new Tubman $20 bill enter circulation until the mid-to-late 2030s. The complexity of integrating cutting-edge security features is the primary driver of this timeline now.

So, to answer "who is on the 20 dollar bill" definitively for today: Andrew Jackson remains the face on the current $20 bill. Harriet Tubman is the officially designated successor, but you won't find her portrait in your wallet just yet. Patience is required, unfortunately.

Beyond the Portrait: Other Features of the $20 Bill

While we're focused on faces, there's more to the twenty than just Jackson's portrait. Let's break down the current bill's design:

  • Front (Obverse):
    • Large Portrait: Andrew Jackson (center).
    • Seals: Treasury Seal (green, right of portrait), Federal Reserve Seal (left of portrait, specific to the issuing Federal Reserve Bank - e.g., A1 = Boston, B2 = New York, etc.).
    • Serial Numbers: Unique combination of letters and numbers (green, twice on front).
    • Signature Block: Signatures of the Treasurer of the United States and the Secretary of the Treasury.
    • Series Year: Indicates design year (e.g., Series 2017, 2017A).
  • Back (Reverse):
    • Image: The White House (center).
    • Text: "THE UNITED STATES OF AMERICA," "TWENTY DOLLARS," "THE WHITE HOUSE."

Security Features (Current Series): Always good to know how to spot a fake!

Feature Location How to Check
Security Thread Embedded vertically, left of portrait Hold to light: Says "USA TWENTY" and has a small flag. Glows green under UV light.
Color-Shifting Ink Numeral "20" in lower right corner Tilt the bill: Color shifts from copper to green.
Watermark Blank space right of portrait Hold to light: Faint image of Andrew Jackson matching the portrait.
Raised Printing Shoulder of Jackson's portrait Run your finger over it: You should feel distinct texture.
Microprinting Various places (e.g., border, Jackson's coat) Use magnifying glass: Tiny, crisp words like "USA20". Blurry microprint suggests counterfeit.

Your Top Questions Answered: The $20 Bill FAQ

Let's tackle some of the most common things people ask after figuring out the basics of who is on the 20 dollar bill.

Why is Andrew Jackson on the $20 bill in the first place?

He was chosen during a major currency redesign in 1928 aimed at standardization and smaller-sized notes. His popularity as a "common man" president and war hero played a role. The irony is thick, though, given his fierce opposition to centralized banking and paper money! He famously distrusted the Bank of the United States.

When will Harriet Tubman be on the $20 bill?

This is the million-dollar (or twenty-dollar) question! Officially, she *is* slated to replace Jackson. The Biden administration is actively working on it. However, due to the complex security upgrades required for modern bills, the estimated timeframe for the new Tubman $20 bill entering circulation is currently the **mid-to-late 2030s**. Don't hold your breath, unfortunately. It's a slow process.

Is Andrew Jackson being completely removed?

According to the last official plan (2016), no. He was supposed to be moved to the *back* of the bill, alongside imagery representing the White House and his legacy. Whether this specific design element remains in the final version under development now is unclear. Some folks think he shouldn't be on it at all, given the Trail of Tears. It's a valid debate.

Who is on the 20 dollar bill
and who decides this? Ultimately, the responsibility lies with the Secretary of the Treasury. However, the process involves the Bureau of Engraving and Printing (design and production), the Federal Reserve (distribution), and often involves historical consultation and, increasingly, public input (as the Tubman campaign showed). Congress can also pass legislation mandating changes, though this is less common.

Has anyone else been on the $20 bill?

Yes! Before Andrew Jackson got the spot permanently in 1928, the $20 bill featured other figures:

  • Grover Cleveland: Featured on the $20 bill before the 1928 redesign. After 1928, he appeared on the $1000 bill for a period.
  • Liberty (Personifications): Various depictions of Lady Liberty adorned early $20 notes in the 19th century.
  • Alexander Hamilton: Briefly appeared on $20 Demand Notes in 1861.

So Jackson hasn't always been the sole answer to "who is on the 20 dollar bill".

Are there rare or valuable $20 bills?

Absolutely! Collectors (numismatists) look for:

  • Old Series: Pre-1928 notes (especially large-size notes), Civil War-era notes.
  • Low Serial Numbers: Notes with serial numbers starting with very low digits (e.g., 00000001) or fancy patterns.
  • Star Notes: Replacement notes with a star (*) at the end of the serial number.
  • Printing Errors: Misalignments, ink smears, missing elements.
  • Silver Certificates & Gold Certificates: Older notes redeemable for silver or gold (no longer redeemable, but collectible).

Value depends heavily on rarity, condition, and demand. That worn $20 from 1950 in your drawer? Probably just worth $20.

Will the $20 bill ever become obsolete due to digital payments?

It's a fair question in our increasingly cashless world. While digital payments are surging, physical cash remains widely used, especially for smaller transactions and by certain demographics. The US government continues to invest billions in designing and printing new currency with enhanced security. So, while usage might decline, the physical $20 bill (whether with Jackson or eventually Tubman) isn't disappearing overnight. The debate about "who is on the 20 dollar bill" will likely be relevant for decades to come.

Why Does "Who is on the 20 Dollar Bill" Even Matter?

You might shrug and think, "It's just money. Who cares whose face is on it?" But currencies are more than just payment tools; they're powerful symbols of national identity and values. The figures we choose to honor on our most circulated bills send a message about who we are as a country and what stories we deem worthy of remembrance.

Andrew Jackson's tenure represents pivotal moments – expansion, populism – but also profound injustice against Native Americans. Harriet Tubman's story embodies the relentless pursuit of freedom, courage against overwhelming odds, and the fight for equality. Switching the portrait isn't just changing a picture; it's a tangible (though delayed) acknowledgment of whose contributions resonate more profoundly with the ideals many strive for today.

It sparks conversation about history, about who gets memorialized, and how we reconcile the complexities of our past. That crumpled twenty in your pocket? It's a tiny canvas for a big national story.

The Bottom Line (For Now): Andrew Jackson is currently the face on the US twenty dollar bill. Harriet Tubman is officially planned to replace him on the front of a redesigned $20 bill, moving Jackson to the back. However, due to necessary security upgrades and past delays, the new Tubman $20 bill isn't expected to enter circulation until the mid-to-late 2030s. So, for the foreseeable future, the answer to "who is on the 20 dollar bill?" remains Andrew Jackson. But change, long-awaited and significant, is officially in the pipeline.

Keep an eye on your twenties over the next decade or so. That portrait swap will be a moment worth noting, whenever it finally arrives.

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